Oh hey there friends! I like to keep it real here at A Blossoming Life. We talk about ways to save money (insert shameless plug from my latest post) to keep you and your budget in check. Well last month was CRAZY when it came to spending. I’m surprised I didn’t have a seizure. Since the hubby and I are self employed (plus I have a normal part time job for now 😉 we had to pay taxes, and lots of them. Ugh. Those things. We thought we did well planning and paying quarterly until we owed double of what I thought we had to. Knife through the chest. Luckily we had been saving so we are all good. But I’m sick of bleeding money. We also went out of town and hubby has been super busy with work so we’ve been slacking. We rarely ever eat out and it seems like last month we did it a bunch. So I devised a plan to do a no spend month and hubby kind of agreed with stipulations. You will see what I mean.
The point to a no spend month is learn what we really need vs. want, to save money, and to enjoy life without spending a bunch of money. So you in?
Our No Spend Month Rules…
These are the rules we will be following, but you can change or advise your own plan.
- Only buy things that are a necessity. This means if it doesn’t involve food (homemade food no eating out), shelter, gas, etc. then it’s not a necessity. Obviously, we will have to pay our normal bills that may not be a necessity like out phone bill. (I used Republic Wireless which saves us hundreds of dollars)
- No eating out.
- Stick to the grocery budget no going over.
- No extra treats (we usually buy 1-2 treats at the grocery store. This could be GF cookies or DF ice cream)
- I will take no spending money. Hubby will get $20 emergency money (this was his stipulation). I tried to talk him out of it saying that was against the whole not spending thing, but he insisted.
- No extra trips to the grocery store if we forget something.
- I will turn off the cell data to my Republic Wireless phone– this will cut my bill back to about $12 with tax.
- Eat out of the pantry as much as possible.
- No baby food for the baby- I really just buy this when I’m being lazy. She loves our regular chopped up food more anyhow.
- Try to go the whole month without buying diapers. We cloth diaper during the day and use disposables at night and at church. We have approximately 30 diapers left so cross your fingers we make it through the month.
- We will have to buy a wedding gift so that will be our one splurge.
Things to cut:
- Entertainment- movies, Redbox, restaurants
- Starbucks or the alike
- Alcohol- although we rarely ever buy this.
- Home decor or furniture
Want to join me? Start your own no spend month to save money and see what you really need in life.
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