I talked a lot about living below our means and not giving into temptation with things we don’t need in part 1 of the series. Today we are going to talk about spending less. We should all be wanting to spend less so we can save more and get out of debt. Why throw away our money on useless things when we can save it for things we need or want like vacation (my husband would say that’s a need 🙂 or a good downpayment for a house later. Here are some links to a previous series I did on how to save money and be environmentally conscious.
Learning to save money is a gradual concept. We can’t just expect to wake up one day and become a pro. My husband and I are learning this everyday! Sometimes my husband encourages me that it is ok to spend a little money and to not be so uptight about not spending anything.
One thing we do that works really well for us is using a cash system for groceries, personal spending money (I get $15 a month unless money is really tight then I get nothing), date nights, and bathroom products. That way when we run out of money we run out and we can’t spend more then we have! It all started when are bank couldn’t figure out how to send me a debit card with my new name on it and how to send it to my address and not my parents. After they tried about 8 times we gave up and said forget it we don’t need a debit card! Crazy to think I Amy do not have a debit card! But for me, this has helped a ton, because I used to just swipe my debit and not even think about it. Didn’t have a budget or anything. If I needed more money I just moved more over. Now I can’t do that and I can’t spend more then I should!
Stay tuned for the next part where I talk about budgeting!
What are some ways you try to save money?
This was part of the Homestead Barn Hop, the Morris Tribe, Sew Chatty, Sew Can Do, Craft-O- Maniac, Homemaker on a Dime, Frugally Sustainable, Thrifty Decorating, Real Food Forager, Jam’s Corner, String Town Home, Deep Roots at Home